#holder {
	width: 960px;
	margin-right: auto;
	margin-left: auto;
	position: relative;
	left: auto;
	right: auto;
}

body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	margin: 0px;
	color: #113f73;
	padding-top: 0px;
	padding-bottom: 0px;
	background-image: url(/img/layout/bodyBG.jpg);
	background-repeat: repeat-x;
	background-color: #1A3763;
}

#top {
	width: 950px;
	display: block;
	border: 1px none #FF0000;
}

#top #header {
	background-image: url(/img/layout/header.jpg);
	height: 114px;
	width: 781px;
	margin: 0px;
	padding: 0px;
}
#top #flags {
	float: right;
	margin: 0px;
	padding: 0px;
	position: relative;
	right: 0px;
	top: 97px;
}
#top #flags img a {
	text-decoration: none;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
}

#top #header h1 {
	color: #FFFFFF;
	margin-top: 80px;
	margin-bottom: 0px;
	margin-left: 410px;
	padding: 0px;
	font-size: 17px;
	font-family: "Arial Narrow", Arial;
	margin-right: 0px;
	position: absolute;
	width: 350px;
	font-weight: lighter;
	font-style: italic;
}

#top_nav {
	width: 781px;
	background-image: url(/img/bg-topmenu.gif);
	display: block;
	margin: 0px;
	padding: 0px;
	height: 26px;
	border-top: none;
	border-right: none;
	border-bottom: none;
	border-left: none;
	background-repeat: no-repeat;
	text-align: right;
}
#top_nav #t_links {
	float: right;
}

#lcolumn {
	width: 160px;
	text-align: right;
	margin-left: 5px;
	position: absolute;
	top: 150px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
}

#lcolumn  #mainNav {
	margin-bottom: 5px;
	width: 156px;
	background-image: url(/img/layout/bg-blue-box.gif);
	position: relative;
}

#lcolumn  #mainNav a {
	color: #FFFFFF;
	display: block;
	text-align: right;
	margin-right: 5px;
	text-decoration: none;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-top-color: #455f89;
	border-right-color: #455f89;
	border-bottom-color: #455f89;
	border-left-color: #455f89;
	padding: 3px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	margin-top: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
	font-size: 11px;
}
#lcolumn #mainNav .mainMenOr {
	color: #FF9900;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-top-color: #FF9900;
	border-right-color: #FF9900;
	border-bottom-color: #FF9900;
	border-left-color: #FF9900;
	background-color: #49668E;
}

#lcolumn #prem_provider {
	margin-top: 5px;
}


#lcolumn #mainNav a:hover {
	color: #FF9900;
	background-color: #49668E;
	border-bottom-width: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-bottom-color: #FF9900;
}

#lcolumn #mainNav a:active {
	color: #FF9900;
}

#mcolumn {
	width: 610px;
	margin-left: auto;
	margin-right: auto;
}

#mcolumn #top_spacer {
	margin-top: 5px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
	padding: 0px;
	vertical-align: top;
}

#mcolumn #Wcontent {
	background-color: #FFFFFF;
	margin: 0px;
	padding: 0px 12px;
	vertical-align: top;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
}

#mcolumn #Wcontent h2 {
	font-size: 11px;
	color: #FF9900;
	margin: 0px;
	padding: 2px;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-bottom-style: solid;
	border-top-color: #1F3963;
	border-right-color: #1F3963;
	border-bottom-color: #1F3963;
	border-left-color: #1F3963;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}

#mcolumn #Wcontent h3 {
	font-size: 11px;
	color: #305181;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-bottom-style: solid;
	border-top-color: #ADBAC5;
	border-right-color: #ADBAC5;
	border-bottom-color: #ADBAC5;
	border-left-color: #ADBAC5;
	padding: 2px;
	margin-bottom: 5px;
	margin-top: 10px;
}

#mcolumn #Wcontent h3 a {
	color: #305181;
}

#mcolumn #Wcontent h4 {
	font-size: 11px;
	color: #798A9E;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-top-color: #FF9900;
	border-right-color: #FF9900;
	border-bottom-color: #FF9900;
	border-left-color: #FF9900;
	font-family: Arial, Helvetica, sans-serif;
	margin-bottom: 10px;
	margin-top: 15px;
	padding-left: 2px;
	padding-bottom: 1px;
}

#mcolumn #Wcontent h5 {
	font-size: 11px;
	color: #5875A3;
	font-family: Arial, Helvetica, sans-serif;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 4px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: solid;
	border-top-color: #5875A3;
	border-right-color: #5875A3;
	border-bottom-color: #5875A3;
	border-left-color: #5875A3;
	padding: 0px 0px 1px 5px;
	width: 500px;
	margin-left: 2px;
}

#mcolumn #Wcontent a {
	text-decoration: none;
	color: #4C6BA1;
}

#mcolumn #Wcontent a:hover {
	color: #FF9900;
}

#mcolumn #Wcontent fieldset {
	border: 1px solid #999999;
	padding: 6px;
}
#mcolumn #Wcontent legend {
	border: 1px solid #999999;
	padding: 3px;
	background-color: #4E6B93;
	color: #FFFFFF;
	font-weight: bold;
}


#mcolumn #Wcontent input {
	font-size: 10px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	border: 1px solid #7F9DB9;
	padding: 1px;
	margin-top: 0px;
	margin-right: 5px;
	margin-bottom: 0px;
	margin-left: 0px;
}

#mcolumn #Wcontent input:hover {
	background-image: url(/img/layout/inputBG.jpg);
	background-repeat: repeat-x;
}

#mcolumn #Wcontent input:active {
	background-image: url(/img/layout/inputBG.jpg);
	background-repeat: repeat-x;
}

#mcolumn #Wcontent textarea {
	border: 1px solid #7F9DB9;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	padding: 1px;
}

#mcolumn #Wcontent textarea:hover {
	border: 1px solid #7F9DB9;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	padding: 1px;
	background-image: url(/img/layout/inputBG.jpg);
	background-repeat: repeat-x;
}

#mcolumn #Wcontent select {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	margin-top: 0px;
	margin-right: 5px;
	margin-bottom: 0px;
	margin-left: 0px;
}

#mcolumn #Wcontent input[type="radio"] {
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	text-decoration: none;
	margin: 0px;
}

#mcolumn #Wcontent input[type="image"] {
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	text-decoration: none;
	margin: 0px;
}

#mcolumn #Wcontent input[name="Submit"]{
	width: 104px;
	background-image: url(/img/layout/submit_bg.jpg);
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	background-repeat: no-repeat;
	height: 84px;
	background-color: #FFFFFF;
	background-position: top;
}

#mcolumn #Wcontent input[name="Submit"]:hover {
	width: 104px;
	background-image: url(/img/icons/submit.jpg);
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	background-repeat: no-repeat;
	height: 84px;
	background-color: #FFFFFF;
}


#mcolumn #Wcontent input[name="Reset"]{
	width: 104px;
	background-image: url(/img/layout/reset_bg.jpg);
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	background-repeat: no-repeat;
	height: 84px;
	background-color: #FFFFFF;
	background-position: top;
}

#mcolumn #Wcontent input[name="Reset"]:hover {
	width: 104px;
	background-image: url(/img/icons/reset.jpg);
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	background-repeat: no-repeat;
	height: 84px;
	background-color: #FFFFFF;
}

#mcolumn #Wcontent label {
	font-weight: normal;
	padding: 0px;
	line-height: 17px;
	position: relative;
}
#mcolumn #Wcontent form#inquire {
	text-align: right;
	padding: 0px;
	margin: 0px;
}


#mcolumn #Wcontent p {
	margin-top: 10px;
	margin-bottom: 15px;
}

#mcolumn #Wcontent ul li {
	list-style-image: url(/img/layout/bullet.jpg);
}

#mcolumn  #Wcontent  ul  ul  li  {
	list-style-image: url(/img/layout/sub_bullet.jpg);
}

#mcolumn #Wcontent #breadcrumb {
	display: block;
	margin-bottom: 10px;
	color: #4C6BA1;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: bold;
}
#mcolumn #Wcontent #breadcrumb a {
	color: #4C6BA1;
	text-decoration: none;
}

#rcolumn {
	width: 160px;
	color: #C0DAFF;
	margin-right: 5px;
	position: absolute;
	top: 150px;
	right: 0px;
}


#rcolumn #b_holder {
	width: 156px;
	background-image: url(/img/layout/bg-blue-box.gif);
	padding: 0px;
	margin-top: 10px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
	background-repeat: repeat-y;
}
#rcolumn #b_holder #w_head {
	margin: 0px;
	padding-top: 0px;
}
#rcolumn #b_holder #w_head_top {
	margin: 0px 0px 5px;
	color: #FFFFFF;
	background-image: url(/img/layout/up-blue-box-light.jpg);
	padding-top: 28px;
	background-repeat: no-repeat;
}

#rcolumn #b_holder p {
	width: 156px;
	background-image: url(/img/layout/bg-blue-box.gif);
	padding: 0px 0px 7px;
	margin: 3px 0px 0px 5px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
}

#rcolumn #b_holder a {
	background-image: url(/img/layout/bg-blue-box.gif);
	padding: 3px 2px 3px 7px;
	text-decoration: none;
	display: block;
	color: #b0d1fd;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-top-color: #455F89;
	border-right-color: #455F89;
	border-bottom-color: #455F89;
	border-left-color: #455F89;
	font-size: 10px;
	margin: 0px;
}
#rcolumn #b_holder a:hover {
	background-image: url(/img/layout/bg-blue-box.gif);
	padding: 3px 2px 3px 7px;
	text-decoration: none;
	display: block;
	color: #FF9900;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-top-color: #455F89;
	border-right-color: #455F89;
	border-bottom-color: #455F89;
	border-left-color: #455F89;
	font-size: 10px;
	margin: 0px;
}
#rcolumn #b_holder .r_tags
{
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 14px;
	margin-top: 5px;
	margin-right: 0px;
	margin-bottom: 5px;
	margin-left: 5px;
}
#rcolumn #b_holder .r_tags li
{
	margin: 0px;
	padding: 0px;
	list-style-position: outside;
}




#rcolumn  #contactBottom  {
	margin: 0px;
	padding: 0px;
}





#rcolumn #contact {
	color: #FFFFFF;
	background-image: url(/img/layout/bg-blue-box.gif);
	background-repeat: repeat-y;
	width: 156px;
	padding: 0px;
	margin-bottom: 10px;
}
#rcolumn #contact #contactBottom {
	margin: 0px;
	padding: 0px;
}

#rcolumn #contact #cpad {
	width: 140px;
	margin-left: auto;
	margin-right: auto;
}

#rcolumn   #contact   #cpad #cc {
	display: block;
	margin-right: auto;
	margin-left: auto;
	padding: 2px 0px;
	line-height: 20px;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-top-color: #455F89;
	border-right-color: #455F89;
	border-bottom-color: #455F89;
	border-left-color: #455F89;
	margin-top: 0px;
	margin-bottom: 2px;
}

#rcolumn  #contact #cpad  #cc img  {
	float: left;
}

#rcolumn    #contact    #cpad    #cc a  {
}



#rcolumn #contact a {
	color: #FFFFFF;
	text-decoration: none;
}
#rcolumn #contact a:hover {
	color: #769ED2;
	text-decoration: underline;
}

#rcolumn #w_head {
	color: #FFFFFF;
	display: block;
	list-style-image: url(/img/bullet.jpg);
	list-style-position: inside;
	padding-bottom: 4px;
	padding-top: 4px;
	margin-top: 3px;
}

#bottom {
	width: 950px;
	background-image: url(/img/layout/bg-footer.jpg);
	display: block;
	border: 1px none #FFFFFF;
	padding-top: 8px;
	margin-left: 4px;
}
#bottom #nav {
	margin-left: 180px;
	text-align: left;
	color: #FFFFFF;
	font-size: 11px;
	padding: 0px;
}
#bottom #nav a {
	color: #FFFFFF;
	text-decoration: none;
}
#bottom #nav #backTop {
	position: relative;
	left: 395px;
	font-weight: bold;
	text-decoration: none;
	border: 1px solid #4F6B9B;
	padding-top: 0px;
	padding-bottom: 0px;
	padding-right: 3px;
	padding-left: 3px;
	vertical-align: middle;
	text-transform: lowercase;
}
#bottom #nav #backTop:hover {
	background-color: #7290C2;
}


#bottom #address {
	font-size: 11px;
	font-family: Arial, Helvetica, sans-serif;
	text-align: left;
	margin-left: 180px;
	margin-top: 10px;
	color: #7FA4D3;
}
#bottom #address a {
	color: #7FA4D3;
	text-decoration: none;
}

#bottom #address #a_orange {
	font-weight: bold;
	color: #E48E38;
	margin-left: 10px;
	margin-right: 1px;
}

.clear-both
{
	font-size: 1px;
	line-height: 1px;
	display: block;
	clear: both;
	height: 1px;
}